Random Saturdays – Inconvenience Charges

We live in a world of convenience.  We can take care of most things online while staying in our PJs and eating a tub of marshmallow fluff at 3 am.  Talk about convenient!  If I’m too lazy to walk 10 ft to my computer, I can even use my phone to do most of the same things that I can do on my computer.  Mind you, I pay/paid for the computer, broadband internet service, iPhone, and the accompanying data plan.  I pay this money to save myself the time, effort, and expense involved in driving somewhere to stand in line and in order to convince strangers that I need them to take my money.

So why in the world do companies charge customers “convenience” charges for paying online?  I paid convenience charges to Apple, Time Warner, and Verizon so that I could conveniently pay bills online via my computer or phone.  Then I go to pay my bills online and the bill collectors tell me that they’re going to conveniently charge me money so that I can give them my money.  What???  How does that even make sense???  I’m already trying to pay you money for your services.  That money is also supposed to cover the cost of running your company, including the cost of processing payments.  If I’m paying you online, then that means that you’re not paying someone to stand somewhere and take my money.  It means that you’re not paying someone to open an envelope and process my payment.  It’s supposed to mean that the payment process is more secure and automatic.  I’m doing you the favor by paying online, so no, your fee is not convenient for me.  It reminds me of stores’  “free rewards programs”.  They like to tell you on the receipt how much you saved by shopping with the reward card.  In reality, they’re really just not overcharging you for stuff while they make extra money selling your shopping habit info to marketers.

When I try to pay my bill online and am presented with a “convenience” charge, it pisses me off.  For this reason, I don’t have all of my bills set to autopay.  I pay certain bills every month, otherwise, I’d be charged a monthly “convenience” charge.  I can be pretty lazy (see my comment above about PJs and marshmallow fluff), but it’s worth $3 of my time to type three letters into Google, have a webpage pop up, type in my name and password, and click on “Pay bill now”.  Over the course of a year, I save $36 for each of these companies with the crappy “convenience” charges.  My friend, Cathy, and I discussed this recently.  We agreed that if you’re paying more than the cost of a stamp, then you’re getting ripped off.

With Amazon Prime, I can have marshmallow fluff delivered to my doorstep in the next 48 hours.  Talk about convenience!

With Amazon Prime, I can have marshmallow fluff delivered to my doorstep in the next 48 hours. Now that’s what I call “convenience”.


First Half-Birthday Post

This isn’t my first half-birthday.  Believe it or not, I’ve had more half-birthdays than I’ve had full birthdays.  It’s hard to tell ’cause Asian don’t raisin, but it’s true.  I decided that my half-birthday this year would be the perfect time for my first blog post.  I should first say that this is not actually the first blog that I’ve ever had.  I should secondly say that those other blogs meant nothing to me, I was young, I needed the money, and I was in blog with the idea of blogging.

Thirdly, before starting this blog, I thought alot about why I shouldn’t start one:

1.  I have nothing to say. – This, however, is completely false because I talk to myself all the time.

2.  Nobody cares. – Over Thanksgiving vacation, my pal, Teresa mentioned that she hates that all my social media accounts are on lock down and that I require DNA samples and sentimental moment recall before I allow people to friend follow me.  She said that it’s frustrating because I’m so funny (or was it cool or amazing?) that if my accounts were public, I’d get a million followers in 24 hours.  While her comments may have been slight exaggerations, I do make a better impression online than in person, so tens of people could potentially find me/my blog interesting in less than 24 decades. In fact, I met half of my current real life friends online (including Teresa!)  So if it weren’t for public socializing online, I wouldn’t have all six of my friends that I have today.

3.  Another Teresa point – I have a marketing degree.  I’m increasingly pimping my and my friends’ projects online…to my mom a very limited audience.  I don’t currently work in marketing, but would like to in the near future (although touring the world and playing three chords on the piano while singing off-key is also a realistic possibility).  So I need to start marketing myself (and my good pals) publicly and openly.  At the very least, it’s cheaper than having all that DNA tested, right?

At the end of that conversation, I realized that I didn’t have enough crappy excuses to keep me from opening up my social media and blogging parameters in order to help myself and all those buddies I have made on the line and in the real life. Then, I just had to figure out a theme for my blog ’cause all good blogs go to heaven have a theme.  Instead of deciding on a theme, I decided to not do that.  Crazy, right?!  I’m wild!  Woo!  Woo!  So many wild woos!  So I’ll mostly talk about the progress of various projects here, but I’ll also write posts like, “Hey, did you see this article about stuff that made me think about other stuff?  So much stuff!”  Sometimes, I might also do those puppy-kitten-rainbow photo posts just so I can get more hits because the one thing I’ve learned from YouTube is that puppy-kitten-rainbows sell.  For now, please accept Christmas Angela as my humble offering.

Angela Dec202012